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This will allow you to save specific listings, searches, or property information so you can come back later and review. You can also sign up to be notified when new listings come onto the market that meet your requirements. This registration also helps me stay in communication with my clients and allows us to offer the best service possible!

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Contact Us

To Sell Your Home!
To Buy a Home!

Bernie Alvey 
Senior Listing Agent
Exit Landmark Realty
Direct: (301)752-7922
Fax: (301)368-2109
Email: Bernie@AlveyProperties.com

To Apply for a Mortgage!

Chris Hood
Senior Loan Officer
Academy Mortgage Corporation
Direct: (240)965-2784
Cell: (301)399-6883
Email: Chris.Hood@AcademyMortgage.com
Maryland Lic. #:141811

No Money Down Loans!

Buy a Home with NO MONEY DOWN!

Tired of renting and paying your landlord's mortgage?

   - Purchase a home with NO MONEY DOWN!

   - Get a great fixed rate through Academy Mortgage!

   - Build equity for yourself, not your landlord!

   - Drastically reduce the amount of taxes you pay!

When you purchase a home, you need money for 3 things:

   1.  Down payment required by the mortgage company.

   2.  Closing costs.

   3.  Pre-paid items (appraisal, homeowners insurance, inspection, etc.)

How can I help you with the 3 items listed above?

   1.  I have an arrangement with a mortgage company to eliminate the down payment! 

   2.  As an expert negotiator, I can negotiate and get the seller to pay all closings costs!

   3.  You pay these items prior to settlement, which are normally less than $1400. BUT, 
        your new mortgage is structured so you skip the first month of your mortgage!

Example: You settle in March, you make NO PAYMENT in April, and your first payment isn't
due until May 1st! In reality, the money you used for "pre-paids" is more than offset by the fact
that you skipped your first mortgage payment! 

Limited time program - contact me today to take advantage of it!

You can apply online for a FREE prequalification here:

Chris Hood, Academy Mortgage and click on "Pre-Qualify now" in the upper right corner.

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