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Exit Landmark Realty
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Bernie Alvey, Senior Listing Agent with Exit Landmark Realty and Chris Hood, Senior Loan Officer with Academy Mortgage serve fine neighborhoods in: La Plata, MD, Waldorf, MD, Hughesville, MD, Charlotte Hall, MD, Mechanicsville, MD, California, MD and surrounding areas. Bernie Alvey and Chris Hood have over 25 years of experience and have helped over 500 families successfully buy, sell and finance homes throughout Maryland!
Selling your home? Nothing is more important than knowing the perfect asking price! I can help you with a FREE Market Analysis. I use comparable sold listings to help you determine the accurate market value of your home. You don't want just "any Realtor." You want an experienced. FULL-TIME PRICING STRATEGIST who will get you top dollar for your home in the quickest possible time! Check out the Sell your home quickly and 7 things you must know before selling pages in for valuable information!
Buying a home? Check back here often to see our listings, or use my Dream Home Finder form and I'll conduct a personalized search for you. Also, be sure to check out the 7 things you must know before buying page for must-have information before you begin house hunting!
Financing a home? Working with the right loan officer can be critical to your home buying experience. Chris Hood has 10 years experience in financing homes in throughout Maryland. He has several loan programs that will allow you to buy a home with NO MONEY DOWN with a credit score as low as 580. Be sure to use our "apply online" feature so Chris can provide you with a free, no obligiation mortgage pre-approval!
Latest Realty News from NAR
When the Trump administration released its $1.5 trillion infrastructure plan last month, it set in motion a multi-year process that could eventually lead to considerable investment in communities. Of course, Congress must pass legislation to make much of it happen. Although there are some parts that the administration can do on its own, a lot of the plan will require both authorizing and funding legislation, so how close we get to that $1.5 trillion goal is dependent on what lawmakers can agree on in the next year or two.
Regardless, with the country’s roads, bridges, waterways, dams, and other public projects aging, some projects will be getting funds in the years ahead whether or not the plan is all or partly enacted. The question for you is, how will you get involved? Will you get involved upfront, when projects are in the planning stages, or will you get involved after projects get going? Often, bridge replacement means land transactions, because it’s not unusual for a replacement bridge to be built alongside the existing bridge. That means government might have to acquire or condemn nearby property. Or if a road is widened—will that involve acquisition or condemnation of land?
Property values tend to go up after infrastructure improvements are made. In northern Virginia, expansion of the metropolitan subway system had a tremendous impact on property values along the new tracks. Huge condo, apartment, retail, office, and mixed-use projects followed. It triggered a real estate boom.
The video also looks at why NAR supports the banking reform bill that passed the Senate a couple of weeks ago, why passage of long-term reform of federal flood insurance is just as much about improving communities as it is about continuation of insurance policies, and why Congress needs to make mortgage debt forgiveness relief a permanent part of the tax code. Cyber crime and association health plans are covered, too.
Steve Spano, president and chief operating officer of the Center for Internet Security, recently visited NAR’s Washington offices to discuss techniques real estate professionals can employ to stay safe online. Listen to his comments below.
There’s been confusion since the big tax law was enacted over the deductibility of interest on home equity loans. NAR has been saying that the interest is still deductible for the part of the loan that’s used for home repairs, renovations, and additions. And that’s the correct interpretation, according to the IRS. The agency confirmed that in a memo about a week and a half ago.
The part of the loan that’s used on the house to fix something or improve it remains deductible under the new tax law. Loan proceeds that are used for personal living expenses or anything not related to improving the home are not deductible.
The video also looks at an important vote in the House on so-called drive-by lawsuits. These are lawsuits filed by people who are using accessibility requirements under the Americans with Disabilities Act to extract fees from small property owners. People are sending letters to property owners alleging they have an ADA violation and threatening a lawsuit unless the owner reaches a settlement with them. The person sending the letter typically doesn’t even say what the alleged violation is. The only way the owner can find out is by going to court. Most owners end up settling as the cheaper alternative and if there was ever any violation the owner never finds out what it is.
The House passed a bill requiring people who send these letters to identify what the alleged violation is and to give owners a chance to correct the problem before taking them to court. It’s a solution that addresses a clear abuse of an important law and NAR supported its passage. The bill still has to be taken up in the Senate.
Other topics in the video include NAR’s Commitment to Excellence initiative, which will roll out later this year, to give NAR members a chance to voluntarily assess how well they perform on key aspects of their business, including technology, the Code of Ethics, and the forms and contracts they use.
The video also gives an update on home sales—they’re off to a slow start this year, mainly because of inventory shortages in many markets, especially among lower-cost starter homes—and what’s happening in commercial real estate. Briefly, transaction volume on small cap properties is doing okay but volume on large cap properties is slowing down.
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Why am I the right Realtor for you? Check on the "About Me" page to learn why I am the right choice to help you sell your home or to help you buy a home!
New York Times article featuring Bernie Alvey. As a result of his foreclosure work in Waldorf MD, The New York Times recently contacted Bernie Alvey for input on a "Financing for Foreclosed Homes" column. You can read the article and Bernie's thoughts by clicking here.